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Can You File a Car Accident Claim Without a Police Report in SC?

While having a police report is helpful, it’s not always required to file a car accident claim in South Carolina. Let’s break down what you need to know to protect your rights and seek compensation, even without a police report.

January 31, 2025

What happens if you were hurt in a car accident but didn’t call the police? Maybe it seemed like a minor fender bender, or you didn’t think filing a report was necessary. Then, days later, you’re faced with repair costs, medical bills, and an insurance company asking for documentation you don’t have. Can you still file a claim?

While having a police report is helpful, it’s not always required to file a car accident claim in South Carolina. Let’s break down what you need to know to protect your rights and seek compensation, even without a police report.

Why Police Reports Matter in SC Car Accident Claims

A police report serves as an official record of what happened during the accident. It can include key details like:

  • Who was involved in the crash.
  • Witness statements and contact information.
  • Weather, road conditions, and other contributing factors.
  • The officer’s observations about fault or violations.

Insurance companies often rely on police reports to assess liability and damages. While not having one doesn’t mean you can’t file a claim, it may make proving your case more challenging.

Steps to Take After a Car Accident Without a Police Report in South Carolina

If you didn’t file a police report at the scene, you need to gather as much evidence as possible. Here’s what you should do:

  • Take Photos and Videos: Document the damage to all vehicles, the accident scene, and any visible injuries.
  • Exchange Information: Collect names, phone numbers, insurance details, and driver’s license information from everyone involved.
  • Talk to Witnesses: If bystanders saw the crash, get their contact information and ask for a brief statement.
  • Seek Medical Attention: Even if you feel fine, get checked out by a doctor. Medical records can serve as evidence of your injuries.
  • Report the Accident: In South Carolina, accidents causing injury, death, or property damage over $1,000 must be reported to the police or DMV. File a report as soon as possible if you didn’t do so at the scene.

The more documentation you have, the stronger your claim will be, even without a police report.

The Benefits of Consulting with a Spartanburg Car Accident Lawyer

When you’re missing a police report, working with an experienced car accident attorney becomes even more important. At the Law Office of Tyler Rody, we:

  • Help you gather evidence like photos, medical records, and witness statements.
  • Communicate with the insurance company on your behalf to strengthen your claim.
  • Navigate any disputes over liability or damages.
  • Explore alternative options, such as filing a lawsuit, if necessary.

Our car accident team understands the complexities of South Carolina car accident laws and can guide you through the process to maximize your compensation.

Get in Touch with a Car Accident Lawyer in Spartanburg, SC Today

Filing a car accident claim without a police report in South Carolina may seem daunting, but you don’t have to face it alone. The Law Office of Tyler Rody is here to give you the legal expertise and support you need to get the compensation you deserve. Call us today or fill out our online form for a free consultation with a dedicated Spartanburg car accident attorney. We’re here to fight for you.

Tyler Rody

Tyler Rody

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