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A rideshare accident is different from a regular car accident because more insurance questions may be involved. In a typical crash, the claim usually focuses on the at-fault driver’s personal auto insurance. In an Uber or Lyft accident, the available coverage may depend on whether the rideshare driver had the app off, was waiting for a ride request, was on the way to pick up a passenger, or already had a passenger in the vehicle.
That app status can change everything.
Maybe you were hit by a rideshare driver near downtown Spartanburg, injured as a passenger after being picked up near Wofford or Converse, or struck by another vehicle while riding through Boiling Springs, Duncan, Inman, or Gaffney. The first question is not just “Who caused the crash?” It is also “Which insurance policy applies?”
At the Law Office of Tyler Rody, we help injured people in Spartanburg and across South Carolina understand their options after serious car accidents, including rideshare crashes involving Uber, Lyft, and other app-based drivers.
In a regular car accident, the claim usually involves the drivers, their personal auto policies, and any uninsured or underinsured motorist coverage.
A rideshare accident can involve more moving parts, including:
Uber and Lyft both describe coverage differently depending on whether the driver is offline, waiting for a ride, en route to a passenger, or actively transporting a passenger. Lyft states that its policy does not apply when the app is off, and Uber’s insurance information also separates coverage by whether the driver is online, waiting, en route, or on a trip.
The rideshare driver’s app status at the time of the crash can affect which insurance company may be responsible.
Common situations include:
This is why it is important to preserve screenshots, trip receipts, driver information, ride details, and app records after a rideshare crash.
Liability depends on who caused the crash. That may be:
For example, a rideshare passenger may be injured when their Uber driver runs a red light on East Main Street. A Lyft driver may be hit by another vehicle while turning near Reidville Road. A pedestrian may be struck near a hotel, restaurant, apartment complex, or event venue where rideshare pickups are common. The facts determine the claim.
After a rideshare accident in Spartanburg, you should:
Do not rely only on the rideshare company to sort everything out. Their priority is not the same as yours.
A lawyer can help identify which insurance policies apply, gather evidence, request app-related records, communicate with adjusters, and show how the crash affected your health, work, and daily life.
At the Law Office of Tyler Rody, serious cases get serious attention. Tyler looks at the full picture, including the crash facts, app status, medical treatment, insurance coverage, and any UM or UIM issues.
If you were hurt in an Uber, Lyft, or other rideshare accident in Spartanburg, SC, the insurance questions may be more complicated than they first appear.
The Law Office of Tyler Rody helps injured people in Spartanburg and across South Carolina after serious car accidents. If you need answers about a rideshare crash, contact a Spartanburg rideshare accident lawyer today.
