Sometimes insurance companies don’t act like a good neighbor. When an insurer unfairly denies or delays your claim without a valid reason, you may have a case for insurance bad faith.

If you’re dealing with unfair insurance practices, the Law Office of Tyler Rody is here to tell you more about bad faith claims, and how experienced legal representation can help you get the compensation you deserve.

Legal Recourse for Bad Faith Insurance Practices

Policyholders have legal options available to seek justice and fair compensation. Some common legal remedies in bad faith insurance cases include:

Bad Faith Claims: Refers to the insurer's intentional or reckless disregard of the policyholder's rights and interests, such as unreasonably denying a valid claim, failing to investigate a claim thoroughly, or refusing to settle a claim within policy limits. Bad faith claims seek to hold insurers accountable for their misconduct and may result in additional damages.

Breach of Contract Claims: Policyholders can bring a breach of contract claim against the insurer for failing to uphold the terms of the insurance policy, including the duty of good faith and fair dealing.

Statutory Violations: State laws in South Carolina, including the South Carolina Unfair Trade Practices Act, provide remedies for policyholders who have been subjected to unfair or deceptive insurance practices.

Types of Damages in Bad Faith Cases

In a bad faith insurance case, there are various types of damages that a policyholder may be entitled to recover:

Compensatory Damages: These damages are intended to compensate the policyholder for the losses suffered as a result of the insurer's bad faith actions. Compensatory damages may include medical expenses, property damage, lost wages, and other financial losses caused by the insurer's wrongful conduct.

Consequential Damages: These are additional damages that may be awarded to the policyholder to cover indirect losses resulting from the insurer's bad faith conduct. Consequential damages can include emotional distress, reputational harm, and other non-financial losses.

Punitive Damages: In cases where the insurance company's conduct is particularly egregious or in reckless disregard of the policyholder's rights, punitive damages may be awarded to punish the insurer and deter similar misconduct in the future.

Legal Counsel for Bad Faith Insurance Disputes

In Spartanburg, South Carolina, policyholders have legal protections against bad faith insurance practices. By understanding the types of damages available and the legal remedies for bad faith cases, individuals can assert their rights and hold insurance companies accountable for their wrongful actions.

If you think your insurance company has acted in bad faith and unfairly denied or delayed your claim, you’ll want legal guidance from an experienced South Carolina Bad Faith Insurance Lawyer. The Law Office of Tyler Rody represents clients like you in insurance bad faith cases and fights for their rights and fair compensation.  

Get The Law Office of Tyler Rody on Your Bad Faith Case Today

Don't let unfair insurance practices go unchallenged. The insurance companies could be strengthening their defense right now. Contact the Law Office of Tyler Rody to schedule a consultation with a skilled lawyer who can help you understand your legal options and pursue the compensation you deserve.