You're driving down a busy street in Spartanburg, just heading to work or running errands, when suddenly - bang! Another car crashes into yours. You’re seeing stars and your neck hurts. The other guy comes up to your window, and when you exchange information, you discover that they don’t have a license. Now what? Can you still get compensation for damages?
At the Law Office of Tyler Rody, we’re here to help you through these tricky situations. Getting into an accident with an unlicensed driver might seem overwhelming, but knowing your rights is key to getting the compensation you deserve. Let’s go over what you need to do next and how we can help.
If you're hit by an unlicensed driver in Spartanburg, SC, it's important to follow these steps to protect yourself and build a strong case:
Stay Calm and Contact the Police
First things first: check if anyone is hurt. Safety comes first. Then, call the police—this is crucial when dealing with an unlicensed driver, as you’ll need an official report.
Gather Evidence
Even though it’s tempting to just handle things quickly, it’s important to gather all the evidence you can. Take pictures of the damage to both cars, the scene of the accident, and any injuries. Collect the contact details of witnesses and the unlicensed driver.
Seek Medical Attention
You might not feel injured at first due to shock, but injuries can show up later. Always get checked by a doctor, and keep a record of all medical visits and treatments.
Contact Your Insurance Company
Let your insurance provider know about the accident. Share the details you’ve gathered, but be careful not to admit any fault. Stick to the facts, and don’t engage in compensation discussions with the other party's insurance (if they have any).
Consult a Lawyer
Accidents with unlicensed drivers can be legally complicated. It’s important to have a lawyer on your side who can make sure you understand your rights and get the compensation you deserve. At the Law Office of Tyler Rody, we’ll guide you through the entire legal process.
In many cases, an unlicensed driver may also be uninsured, which can complicate things even more. However, don’t worry—there are still ways to recover damages:
Uninsured Motorist Coverage: If you have a South Carolina car insurance policy, then you have this type of insurance. Uninsured Motorist Coverage or UM coverage will cover your damages when the at-fault driver is uninsured.
Filing a Lawsuit: If the driver has no insurance and your damages are significant, you may have the option to file a personal injury lawsuit against them. This can be a longer process but may be necessary to recover what you’re owed. Your UM coverage has the option to defend the lawsuit on behalf of the driver.
Getting hit by an unlicensed driver can leave you with lots of questions and concerns, but the Law Office of Tyler Rody is here to help. From filing claims to handling insurance negotiations, we’ll guide you through the entire process. If you've been injured in a car accident, contact us today for a consultation, and let’s start fighting for the compensation you deserve.